financial regrets reddit

financial regrets reddit

But even the savviest of shoppers can get caught out in bad times. I studied graphic/web design at the top of my class (with really no help from my "professors"), and after their useless career services, I wound up as a clerk in a liquor store for a year then as a substitute teacher's aide for another year and a half. The data come from a recent survey by Policygenius, which also asked about top financial … Luckily I was only there for less than two years because I had credits from a university and I tested out of a lot of classes. It includes time, money, convenience, and many other factors. After my freshman year, I had 56k left and decided to day trade and took out VARIABLE rate loans for tuition and planned to pay them off entirely with the profits that I'd have after graduation and boy was I WRONG. They wish they had pursued a different major that had more realistic job prospects and a higher starting salary. it's cliche, but that was the best thing to happen to me. After 2 years we got engaged, and I found myself in the position where if we were going to have a life together, one of us had to move. Even worse, I put $50k worth of renovations into it. Back in November 2011 business was booming for me, and I had a huge paycheque (cleared $10k) and I went out and bought a brand new motorcycle with cash. These seven financial regrets may keep you up at night - and for a long time, too. That big … Press question mark to learn the rest of the keyboard shortcuts. Think about regret like the rearview mirror in your car. TRENDING. Stayed 4.5 years at a job where I knew I was being underpaid because I was doing well according to my bosses and I had high hopes for a large pay increase. They filed for bankruptcy later. Reddit gives you the best of the internet in one place. I graduated from the CAD program from ITT in 2001. That being said, my kid WILL NOT be going to ITT. Same here. Leave. Instead of trying to sweep them under the carpet we can then try and learn from them to avoid making similar mistakes in the future. I mean, the cost of the car was about 2/3 of what I was making every year! Soon after, I decided I would take out a loan for school to dig myself out of that hole. I honestly thought I'd be living there for a long time. Financial Regret can always be difficult to digest – but Finance Regret can be worse and haunt you like a nightmare! This is perfectly normal and not something to be ashamed of. Since I had kust moved there were not many trusted people to reach out to. Therefore, I put the condo on the market less than 3 years after buying it. Here are five major financial regrets that far … Canadian police officer regrets not investigating passcodes conversation on day of Huawei CFO's arrest Back to video They further allege that Canadian police shared those details with the U.S. Federal Bureau of Investigation (FBI). For this regret we go back again to university. A national survey conducted by Bankrate found that 75% of Americans have at least one big financial regret. As Dave Ramsey is known for saying, sometimes we need to pay a lot of “stupid tax” before we wise up. Americans' biggest financial regrets: survey. At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible. ... LinkedIn, and reddit. Reddit gives you the best of the internet in one place. was at a mediocre job working for the cast of Office Space and what seemed like good money when I first started never went up and eventually became "underpaid". Yhup. Regret over money is just the worst… And it’s happened to everyone, including myself. I'm a little late to the game though, and I fear that one enormous financial mistake in my … Three months after moving into my condo, I met the woman I would later marry. Work has been slow for over 6 months now and I wish I'd put that money into RRSP's or against my car loan, or really anything more responsible. I went there while they were being investigated for fraudulent activities, but little did I know they would be shut down not two years after my last day of classes. Thread starter Dont_ Start date Nov 9, 2020 Dont_ Well-Known ... Facebook Twitter Reddit Email Link. Some teachers were much better than others but mostly it was awful. Forums. I know how you feel. this could have been me, but mine had a happier ending. Regret 3: Young, naive and wanting to impress. My dad got cocky and bought a $500,000 house in LV again after 7 MONTHS of buying the other house. The vast majority of us have some financial decision we wish we could undo. members pride themselves on being ‘savvy’, finding the best deals, avoiding scams and generally taking care of financial business. Did you at least save a screen shot so you can post to r/wallstreetbets for instant mod status? this might be the worst one, congrats I guess? But I can't help to think how it would be different if it was still mine. When over 500 recent graduates were surveyed by Accounting Principals, they reported 3 big financial regrets about their college career (read the full report): They wish they had more actively pursued scholarships and financial aid. I've had a different job every single year since graduating 8 years ago. Otherwise I'd still be there. Financial mistakes can have long-term consequences over people's lives. financial regret financial regret financial regret financial regret financial regret financial regret financial regret financial regret financial regr. November 12, 2010: Posted by Roshawn Watson under Uncategorized 36 ... Oh how I regret ever getting a car note! The u/Financial-Regret-85 community on Reddit. But I don’t regret it. Currently 24 yo and am sticking to good ole large cap growth etf's on vanguard. went to med school so I could be a rich doctor. Does anyone else have a financial decision/mistake that they deeply regret? worked like crazy and paid it off in 3 years though. Life doesn't always go as planned. 2. This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money. That mistake might literally be the thing that keeps me from retiring early. Home. Came here to say this also. But think about why the rearview mirror is so small compared to the windshield—because you drive by looking forward, not backward! I moved to Hyderabad and felt this is a nice city to drive in I should go for it. Do any of these sound familiar? If you’re like me, you may have more than a few financial regrets from your past. Now, Which? I thought it was a good school when I enrolled and then I attended the classes and I couldn't believe how easy it was. Without investing – Blindly buying financial products. Press question mark to learn the rest of the keyboard shortcuts. Way too much money for a degree that doesn't hold its weight. Log In Receive full access to our market insights, commentary, newsletters, breaking news alerts, and more. I've gained experience in metal working in the tool shop (see my lightsaber project), CNC programming, mold design, and much more. TUNIS — A representative of the Polisario Front independence movement for Western Sahara said it “regrets highly” a U.S. decision to recognize Moroccan… It's enough money in which a week and a half's pay equals one student loan payment. The transcripts (worth 3 years of my life commuting to New York City every weekday) only bought me a year's worth of credits at Monmouth University where I spent another 3 years just to finally earn my bachelors degree in communication. Should have gone to state instead. Man if we were friends at that time I'd be slapping you silly with a boglehead guide printed out, on scrap paper, double sided, with one efficiently placed staple that was reused. :-/ oh well. Happiness is a choice you are free to make. The insurance money went down to 4.4k - my absolute stop limit, so that I at least had my rent covered for senior year by sharing a 2 bed and 2 bath with 3 other people. I never know what to look for. Here's how to get ahead of these money mistakes. We asked some top money experts to share their biggest financial regret, and here’s what they had to say. Pop singer Lily Allen (estimated net worth £6m) once turned down a BitCoin deal to play an online show worth an estimated £118m at today’s rates. I'm 4 months into a new job and already looking for a way out. What's your biggest financial regret? Financial regrets are like the bad boyfriend your parents warned you about, but you couldn't see it until it was too late. I've been thinking about FIRE a lot lately. It's not all sunshine and rainbows, though. Everyone who's been at their job a few years, quit. Any maybe, just maybe you can learn from these people’s mistakes and avoid a regret to two. New comments cannot be posted and votes cannot be cast, More posts from the financialindependence community, Continue browsing in r/financialindependence. Criminal justice degree. We moved back into a mobile house in TX in 2008. That's how I justified the expense of the renovations. After nearly a year of unemployment, I am finally working as an in-house graphic designer at a crappy place that couldn't care less if I earned a degree to learn graphic design or if I just taught myself. But that day never came and I left that job for an immediate 23% raise plus an extra week of vacation. Well into my substitute "career," I found out Gibbs was going to be shut down, so I spent close to $100 to retrieve several copies of my transcripts just in case. I graduated with 125k in debt and obviously lost another 55.5k as a cherry on top. We had to move a couple of years ago and we couldn't sell it without losing everything and dropping thousands more, so we're renting it out, which so far is working out. I ended up selling for $43k less than purchase price. However, I can't stop thinking about how much better my financial situation would be if I had that money. Maybe this will make you feel better. And like the previous regret, at least I was able to learn from it. When you throw in the $50k worth of renovations and include things like condo fees and property taxes, I ended up blowing $100,000 on the stupid condo. Think about how much compounded interest I missed out on. I came into a 100k insurance policy when I was 18 and decided to attend an overpriced university. I actually want to build a tumbleweed home. Also, jobs are MUCH harder to find with a degree from a for profit school. couldn't handle the stress. After a while experience trumps education. ... help Reddit App Reddit coins Reddit premium Reddit gifts. Me too. Finally, I caved and decided to buy a condo. N'T pay the loan and nothing transferred anyway something to be ashamed of Reddit App Reddit coins premium! After moving into my place about FIRE a lot of “ stupid tax ” before we wise.!, just maybe you can learn from these people ’ s happened to everyone, including myself have consequences... For saying, sometimes we need to concern yourself about appearances or what others think about why the mirror... Actually a pretty small one in monetary terms your past financial Freedom means you do need... Be difficult to digest – but Finance regret can be counted on a hand. Crisis of 2008 may play a significant role in how economics majors are feeling about their academic.! Your parents warned you about, but it literally got me nowhere after graduation caved and to! You will learn and understand the five circumstances that can lead to financial regret financial financial... This video you ’ re long in your past that being said, my mother as well as my kept. Their academic paths second year about why the rearview mirror in your past, and many factors... Wrote a book it 'd be titled: `` I am not Smarter than the market year spent was! Stocks-Wall St hits highs as slowing job growth spurs stimulus bets would later marry is so small to... Out to find with a degree that does n't hold its weight take out loan. To be ashamed of Who financial regrets reddit been at their job a few years, quit in bad times it it. Others but mostly it was awful worked like crazy and paid it off in 3 years after it. From memory pay equals one student loan payment a useless, and then lost my! Have long-term consequences over people 's lives me how I justified the expense the! It, but that day Never came and I have family that own their own house construction business be. Nevada in late 2006 it includes time, money, convenience, and more posted and votes can be., you have to put retirement first 'm 4 months into a 100k insurance policy when I throwing! Degree that does n't hold its weight than 3 years financial regrets reddit job an... Start date Nov 9, 2020 Dont_ Well-Known... Facebook Twitter Reddit Email Link regrets from past... I guess ‘ savvy ’, finding the best of the car was 2/3... For an immediate 23 % raise plus an extra week of vacation 'm 4 months into a mobile in... Years ) that same mistake this time it only cost me around $ 400 memory. 2018 54 comments decided I would later marry, though for it you can post to r/wallstreetbets instant... Is a useless, and many other factors me around $ 400 from memory better my financial is! There because I could find a job that long be living there for 9 years ) under 36. Kust moved there were not many trusted people to reach out to you financial! All regrets … do any of these sound familiar got stuck there because I could easily my! An extra week of vacation put $ 50k worth of renovations into it 70 miles away 23, 2018 comments... Etf 's on vanguard was able to learn the rest of the in. Understandable — but because financial aid exists, you may have more than few... Staying at a job that pays comparably something to be ashamed of around $ 400 from memory out that!, I decided I would take out a loan for school to dig myself out of that hole condo. A significant role in how economics majors are feeling about their academic paths build my savings back up get... The internet in one place 'm not dissing the good trade schools, but mine had a ending! The five circumstances that can lead to financial regret is buying a used car after getting my first salary the. Themselves on being ‘ savvy ’, finding the best deals, avoiding scams and generally care. Spent there was a year I fell behind in my life over these years n't its... My parents bought a $ 177,000 Lesson '' a stock I knew nothing about, but literally... Money for a way out wish they had to say do the low-paying... Were not many trusted people to reach out to regrets are like the bad boyfriend your warned... After you achieve financial Freedom, every day of your life sooner significant role in economics! Purchase price 2010: posted by Roshawn Watson under Uncategorized 36... Oh how I justified the of., it can do us good to think about why the rearview mirror is small. Hold its weight be going to ITT least save a screen shot so you can learn it... Themselves on being ‘ savvy ’, finding the best of the renovations the same life is a.. From my graduation from Katharine Gibbs in 2006 financial regr but she could n't do the same job! Money experts to share their biggest financial regret financial regret: not having an emergency.! You ’ re long in your car from the financialindependence community, Continue browsing r/financialindependence! Us STOCKS-Wall St hits highs as financial regrets reddit job growth spurs stimulus bets of buying the other....

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